Full timers question on insuring jewelry

[Jims94vmx]

We just found out our wedding rings that were insured as a seperate rider on our sticks and bricks home will no longer be covered when we go full time. Only looking at our wedding rings.....

[el Rojo]

Do you have a full timers policy? On ours we can state a value of personal belongings. Of course that factors into the cost of the insurance.

Red

[FT4NOW]

We have a separate personal property insurance policy on specific jewlery items. We've had this in place even when we had a sticks n bricks home; I think it costs me less than $30/yr with USAA.

Sent from my SM-G950U using Tapatalk

[Jims94vmx]

Thanks, we have full timers insurance but our rings are a different story. Value that is......

[Second Chance]

We have a separate personal property insurance policy on specific jewlery items. We've had this in place even when we had a sticks n bricks home; I think it costs me less than $30/yr with USAA.

Sent from my SM-G950U using Tapatalk

Same for us. We have a "VPP" (valuable personal property) rider with our main USAA policy that covers special categories of items such as jewelry, firearms, musical instruments, professional photo equipment, etc. The value of each item is established and declared at the time the policy is written. As FT4NOS stated, it's extremely affordable.

Rob