An odd insurance question

[jim1521]

We have decided that we like the idea of having two RVs. One will be a new fifth wheel that we will keep permanently at the campsite up here in N. GA. We will live here about 7 months a year. The other (our current one) we will travel around with, mostly living in Port St. Joe, FL for the remaining 5 months. We will be selling our condo in Ft. Myers, FL so will either be living in one or the other.

When it comes time to ensure both rigs, will we be considered "full-timing" even though we're only "part-timing" in each rig?

[DougW9876]

Depends on your insurance. Some of them consider anything over 150 days a year as full time.

[el Rojo]

Yes. Basically the difference in Full timing insurance is the added liability your home insurance has. It might be best to cover both on the same policy.

[Bamaman]

I agree about putting both on the same insurance.policy. You would do best to obtain Florida drivers licenses and switch all business dealing possible to no state income tax Florida.
I keep my fifth wheel in Helen, GA, but it has Alabama tags because In no longer have a Georgia drivers license. We come and go.