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  1. #31
    Site Sponsor orbiker's Avatar
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    Quote Originally Posted by steve gravelle View Post
    Ken, please look at the overall picture. Registrations and insurance are less than many, no state income tax.
    I'll talk with my tax person. He can figure out what my retirement taxes will be in Oregon. Registration is pretty low. The bike was $78.00 for 2 years. I think the Momentum was close to $300.00. The truck is $134 I think and that's 2 years too. Insurance is around $900.00 for the bike, truck and rv. And that's high end insurance.
    I'd be interested in what others are paying in SD. KEN
    Backpacker and tent camper all my life, including BSA as a kid and adult.
    Motorcycle trips across the USA with a tent - 1978 to Present.
    02-10-2005 - 2002 F350 SWD PSD and 2003 Citation 10'8S mostly for Crater Lake Ski Patrol.
    10-29-2015 - 2016 Grand Design 380TH. It's HUGE compared to a camper.
    10-19-2018 - traded truck for a 2016 Ram 3500 DRW Laramie CC 4 X 4 Long Box.
    03-16-2019 - Traded Momentum for a New 2018 374TH-R Solitude
    FULL TIME RV'er Nov 2021

  2. #32
    Big Traveler JCZhome's Avatar
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    In regards to insurance, we had our RV insured for "purchase price" plus tax & license (which was California at that time, so high $$$$$). Have to produce your purchase order/purchase contract for that coverage.

    We have read where people lost their Momentums in hurricanes, floods, propane fire, forest fire, etc. and then get the current book value, which we know drops off pretty fast. Being retired, we don't ever want to have to come out of pocket with that kind of cash (or loan) so that's why we ensured for purchase price. Of course, a "new" one would be even more.

    Having said that, as you know Ken, we're full timers and so if there's the slightest hint of hurricane, forest fire, tornado, etc. we're going to be hooked up and down the road a few hundred miles and far in advance as possible. Something that many don't think about (Florida) is that they wait until a day or two before and then get caught up in all the grid-lock of all the traffic going north, gas stations out of fuel, etc. So hopefully, we've got our risks pretty well narrowed down to an accidental propane fire. And for that......I'm the guy with six fire ext. in our 376TH and a large one on the driver's side of my tool box in my truck. We had the experience of coming up on two RV fires on the side of the highway in the past year and they go up really, really fast!
    SOLD my 2017 Momentum 376TH being pulled by a 2014 Ford F-350 Lariat, FX-4, Crew Cab, Longbed, Dually. Not pulling the 5er, catch me on my 2013 CVO Harley Ultra Classic.

    Map = states that we've stayed at least one night in our RV.

    http://visitedstatesmap.com/image/AR...TNTXUTWYsm.jpg

  3. #33
    Big Traveler CWSWine's Avatar
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    That would depend on your state, my state I would rather pay 4% sales tax on purchase of truck/RV than pay 4.5% income tax every year on my income. If I was able to pull it off or was full time I jump change to get out pay tax on my income. There are some tax free zones in Mexico that we looked into where you won't have to pay any taxes federal or state and just spend money on the local economy.

    Quote Originally Posted by orbiker View Post
    There is a tax on stuff you already have?

    I'm an Oregonian. There is no sales tax.
    Are you saying that SD would want 4% of the value (or purchase price) of my bike, truck and RV?

    That is not happening. KEN
    Dennis & Ellie
    Current 2017 Newmar Ventana Class A & 1994 Airstream Excella Classic Limited Project
    Sold - 310-GK-R Delivered 28 Oct 2016
    2016 GMC Denali 1 Ton Diesel SRW Payload 3727LBS B&W Hitch

  4. #34
    Site Sponsor orbiker's Avatar
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    Quote Originally Posted by CWSWine View Post
    That would depend on your state, my state I would rather pay 4% sales tax on purchase of truck/RV than pay 4.5% income tax every year on my income. If I was able to pull it off or was full time I jump change to get out pay tax on my income. There are some tax free zones in Mexico that we looked into where you won't have to pay any taxes federal or state and just spend money on the local economy.
    You might be correct Dennis. $7000 to SD or maybe $2500 a year to Oregon. KEN

    What is the state sales tax in Oregon?
    The Oregon (OR) sales tax rate is currently 0%. Though there is no state sales tax, Oregon was noted in Kiplinger's 2011 10 Tax-Unfriendly States for Retirees due to having one of the highest tax rates on personal income in the nation. Oregon counties and cities have the right to impose a sales tax at the local level.
    Backpacker and tent camper all my life, including BSA as a kid and adult.
    Motorcycle trips across the USA with a tent - 1978 to Present.
    02-10-2005 - 2002 F350 SWD PSD and 2003 Citation 10'8S mostly for Crater Lake Ski Patrol.
    10-29-2015 - 2016 Grand Design 380TH. It's HUGE compared to a camper.
    10-19-2018 - traded truck for a 2016 Ram 3500 DRW Laramie CC 4 X 4 Long Box.
    03-16-2019 - Traded Momentum for a New 2018 374TH-R Solitude
    FULL TIME RV'er Nov 2021

  5. #35
    Big Traveler CWSWine's Avatar
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    Kinda off topic but I was raised in Longview, WA and use to jump across the bridge into Oregon to save on sales tax. I can remember in the 60s coming for Portland across the bridge into Washington you use to have to stop and declare purchases you made in Oregon.

    Quote Originally Posted by orbiker View Post
    You might be correct Dennis. $7000 to SD or maybe $2500 a year to Oregon. KEN

    What is the state sales tax in Oregon?
    The Oregon (OR) sales tax rate is currently 0%. Though there is no state sales tax, Oregon was noted in Kiplinger's 2011 10 Tax-Unfriendly States for Retirees due to having one of the highest tax rates on personal income in the nation. Oregon counties and cities have the right to impose a sales tax at the local level.
    Dennis & Ellie
    Current 2017 Newmar Ventana Class A & 1994 Airstream Excella Classic Limited Project
    Sold - 310-GK-R Delivered 28 Oct 2016
    2016 GMC Denali 1 Ton Diesel SRW Payload 3727LBS B&W Hitch

  6. #36
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    One question - you have to sign a form that says you will make SD you residence after you stop travelling. What are the consequences if in a long number of years that you choose to make some other state your residence?
    Gary

    2017 Solitude 374TH-R
    2015 Chevy Silverado 3500 Dually
    2010 Honda NT700V
    2014 Sherco

  7. #37
    Big Traveler JCZhome's Avatar
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    Quote Originally Posted by GaryBro View Post
    One question - you have to sign a form that says you will make SD you residence after you stop travelling. What are the consequences if in a long number of years that you choose to make some other state your residence?
    If I remember correctly, it says that you'll return to South Dakota but doesn't say to "residence". However, the wording is irrelevant. We all make decisions in life and then change our minds. I don't think there's a law against that......yet.

    The Rapid City and the Black Hills area is someplace that we could/have considered living in, once we stop traveling.......who knows? We've been back twice in the past year. There really is a lot to do around there in a relatively small geographical area if you just get out and do it. We spent two months there this summer and still didn't get to do everything we had on our list.

    If you workamp in the Black Hills area the Black Hills Tourist Assoc. gives all workampers a VIP pass that gets you in to all the attractions and most are free (the helicopter tour was at a discounted rate). They want you to go experience all that they have to offer so that you'll come back to your RV park and tell all of your guests. We're going to have to spend another summer workamping there to finish doing everything on that list.
    SOLD my 2017 Momentum 376TH being pulled by a 2014 Ford F-350 Lariat, FX-4, Crew Cab, Longbed, Dually. Not pulling the 5er, catch me on my 2013 CVO Harley Ultra Classic.

    Map = states that we've stayed at least one night in our RV.

    http://visitedstatesmap.com/image/AR...TNTXUTWYsm.jpg

  8. #38
    Seasoned Camper
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    Quote Originally Posted by GaryBro View Post
    One question - you have to sign a form that says you will make SD you residence after you stop travelling. What are the consequences if in a long number of years that you choose to make some other state your residence?
    Only that you "intend" to. If time rolls by and you end up doing something else then I see absolutely nothing they can do about it. What you intend to do today may not happen tomorrow. It's like when you buy a new gun. You promise that you are buying it for your personal use but that doesn't mean you can't later give it away, sell it, etc. It just means at the time of purchase you intend to use it for yourself.

    To be clear, I'm not advocating that anyone lie about plans for future SD residence or about buying a new gun (straw buyer - you can go to jail for that). I'm just agreeing with JCZhome that I don't see any enforceable action they could take if you change your mind later.

  9. #39
    Left The Driveway moosecreek86's Avatar
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    Quote Originally Posted by JCZhome View Post
    Yes, there are many Grand Design owners and especially Momentum owners on the facebook Momentum groups that use Americas Mailbox in Box Elder (Rapid City). It was amazingly easy.

    You spend one night in an RV park or motel and get both of your legal names on the receipt. Go in to Americas Mailbox the next morning and they take care of the rest of it. You can set up mail forwarding ahead of time, if you'd like. But to change your domain you have to go in, in person. They will give you a legal address (accepted and used by banks and the federal government such as Social Security) and will also handle your vehicle registrations and voter registration (absentee ballot). It was/is cheaper for me to register my truck, 42' RV and Harley in South Dakota.....all three for less than I paid in California just for my truck!

    They also have an auto insurance agent that will help you with vehicle insurance for full timers. Then they'll send you over to Motor Vehicle for your drivers license. You bring your valid drivers license from your current state and walk out 15-20 minutes later with a South Dakota license. No driver or written test if your current license is valid. Very easy and very quick. And, they give you your license right there, not mail it to you like in Calif.

    You do not have to return every year for vehicle inspections or for other reasons, like other states. You just sign a statement that says you'll return to South Dakota when you quit traveling.

    We were very surprised at just how quick and how easy it is.

    We actually met other Grand Design owners there at Americas Mailbox the last time we were there, that were just going full time and we stay in touch with them. They're not on this forum but are on the Momentum facebook groups.

    If you have any questions, shoot me a message and I'll try to help.

    **EDIT**

    There may be other full timers on other Grand Design facebook pages.....my experience is with Momentum because that's the model that we own.
    This is a huge help to me as well, thanks for posting!
    Gil and Samantha - Heber City, Utah
    2014 Ford Super Duty 6.7 L Powerstoroke - Timbren Springs - Anderson Ultra Lite Hitch
    2018 Grand Design Reflection 337 RLS with Several Custom Mods and Upgrades
    - Less is more

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